Why Riverbend Represents Institutional Real Estate Made Accessible
Real Assets, Real Cash Flow
Unlike speculative investments or volatile stocks, Riverbend is a 160-unit apartment complex generating rental income from day one. 9.5% projected Year-One cash-on-cash returns from real tenants paying real rent in a proven market.
Proven Operator, Proven Track Record
Worth Commercial Real Estate has successfully exited 14 multifamily properties with a 26.6% average IRR. You're not betting on a first-time sponsor—you're partnering with operators who've delivered results consistently.
Tokenized Transparency
Blockchain-verified fractional ownership means you can own a piece of institutional-grade real estate without needing millions in capital. Lower barriers, full transparency, and potential for future secondary market liquidity.
From Institutional Real Estate to Fractional Ownership: Your Path to 160 Units
Asset Acquisition
Worth Commercial acquires Riverbend Apartments for $16.75M
160 units in DeSoto, TX at $110/sq ft (below replacement cost)
Strategic Financing
80% leverage at 5.02% interest-only (3 years)
$5.4M equity raise from investors, amplified by conservative debt
Tokenization on Liquidity.io
Equity divided into blockchain-verified tokens representing fractional ownership
Transparent, accessible, FINRA-compliant investment structure
Value Creation & Cash Flow
Operational improvements, targeted renovations, rent optimization
Quarterly distributions + potential appreciation over 5-year hold
Strategic Exit
Property sold at projected Year 5, proceeds distributed to token holders
Targeted 17.29% IRR, 2.02x equity multiple
"Workforce housing in DFW's growth submarkets continues to outperform luxury apartments, with Class B properties showing 1.1%-3.4% rent growth while Class A rents stagnate."
— Market Analysis, Q4 2025
160 Units of Defensive, Cash-Flowing Workforce Housing
Property Overview
Location Advantage
DeSoto, Texas—South Dallas County submarket positioned in the path of DFW's explosive growth. Immediate access to major employment centers including Amazon fulfillment, Procter & Gamble distribution, and the I-35/I-20 industrial corridor.
Property Specifications
160 units of Class B workforce housing
1970s vintage with $3M+ in recent renovations
All HVAC units replaced (major CapEx complete)
Acquired at $110/sq ft (well below replacement cost)
Capital Improvements Complete
Full HVAC replacement (all 160 units)
Roof repairs and waterproofing
Exterior improvements and landscaping
Investment Metrics
Financial Highlights
Purchase Price
$16,750,000
Price Per Square Foot
$110 (below replacement cost)
Debt
5.02% interest-only, 80% LTV
Projected Returns
Year-One Cash-on-Cash:9.5%
Preferred Return:8% to investors
Why Sophisticated Investors Are Paying Attention
1. Population Growth Tailwind
DeSoto's population projected to grow 40% by 2045 according to regional planners. Young families and blue-collar workers are migrating south from Dallas, seeking affordability near major employers.
Median household income: $83,000+
Flight to affordability from high-cost Dallas core
Industrial job growth along I-35/I-20 corridor
2. Supply-Demand Imbalance
While DFW is oversupplied with luxury apartments, workforce housing remains critically undersupplied. Developers won't build affordable housing (margins too thin), creating a structural advantage for existing Class B properties.
Luxury Class A rents: Flat to negative (2025)
Workforce Class B rents: +1.1% to +3.4% growth
Industrial job growth along I-35/I-20 corridor
3. Employer Concentration
Riverbend sits minutes from major employment anchors providing stable, long-term demand for affordable workforce housing.
Amazon fulfillment center
Procter & Gamble distribution
Growing logistics and industrial corridor
Blue-collar workforce density
4. Defensive Positioning
Workforce housing is recession-resistant. During economic downturns, luxury tenants downgrade to Class B properties. During growth periods, working families need stable, affordable housing.
Essential housing (not discretionary)
Affordable price points maintain occupancy
Inflation-protected (rents rise with costs)
What Makes This Different: Operator Insight
"We don't chase luxury apartments or speculative value-add plays. We target workforce housing in the path of growth, acquired at conservative basis, with downside protection built in from day one. Riverbend represents everything we look for: below-replacement-cost acquisition, strong in-place cash flow, and embedded operational upside without heavy renovation risk."
Worth Commercial Real Estate Team
14 Exits | 26.6% Average Realized IRR | Full-Cycle Experience
"Riverbend exemplifies the future of real estate investing. Institutional-quality assets, proven operators, and fractional accessibility through compliant tokenization. This is how modern investors build wealth through real estate without needing millions in capital or landlord headaches."
— Liquidity.io Investment Team | FINRA-Registered Broker-Dealer | Tokenized Securities Platform
Why Sophisticated Investors Are Allocating to Riverbend
Conservative Acquisition
$110/sq ft (below replacement cost)
Built-in downside protection
No speculative value-add risk
Proven Operator
Worth Commercial: 14 exits, 26.6% avg IRR
Full-cycle experience (2008, COVID, rate hikes)
Hands-on asset management
Conservative underwriting standards
Market Positioning
Workforce housing (undersupplied)
DFW growth submarket (40% projected)
Major employer concentration
Defensive recession positioning
Tokenized Access
Fractional ownership (lower minimums)
Potential future secondary liquidity
Conservative Value Creation Through Operational Excellence
Riverbend's business plan focuses on operational efficiency and light interior improvements—not risky gut renovations or speculative rent increases.
Pillar 1: Operational Improvements
Address management inefficiencies identified in due diligence. Implement best-in-class property management systems. Optimize expense ratios through vendor renegotiation.
Projected Impact: 50-100 bps improvement in operating margin
Pillar 2: Water Conservation
Install low-flow fixtures and water-efficient landscaping. Implement utility monitoring and leak detection. Reduce property-paid utilities through conservation initiatives.
Projected Impact: $50K-$75K annual savings
Pillar 3: Light Interior Value-Add
Targeted unit upgrades on turnover (kitchen/bath cosmetics). Modest rent increases on renovated units ($50-$75/month). Phased approach (30-40 units over 5 years).
Projected Impact: $1,050,000 CapEx budget deployed strategically
Built for Investors Who Value Cash Flow, Transparency, and Proven Operators
Primary Target
Accredited Investors Seeking Alternative Income
You're tired of 2% dividend stocks and 4% bond yields. You understand real estate fundamentals but don't want to be a landlord. You appreciate conservative underwriting, proven operators, and transparent structures.
9.5% projected Year-One cash-on-cash returns
Quarterly distributions from rental income
8% preferred return (you get paid first)
Professional management (zero headaches)
Secondary Target
Real Estate Investors Seeking Passive Alternatives
You own rental properties but you're burned out on tenant calls, maintenance emergencies, and property management headaches. You want real estate exposure without the operational burden.
Same asset class, zero operational burden
Scale advantages (160 units vs. single-family)
Professional operator with track record
Geographic diversification
Tertiary Target
Tech-Savvy Investors Embracing Digital Assets
You're comfortable with blockchain and tokenization. You want real-world asset exposure with digital infrastructure benefits. You appreciate transparency and potential for future liquidity.
Blockchain-verified ownership
Real asset backing (not speculative tokens)
How Riverbend Is Structured to Weather Market Volatility
Layer 1: Acquisition Price
The Reality:
Purchased at $110/sq ft—significantly below replacement cost ($150-$180/sq ft) and recent comparable sales ($125-$140/sq ft).
Why It Matters:
Even if DFW real estate values decline 15-20%, your acquisition basis provides cushion. You're not buying at the market peak.
Layer 2: Capital Improvements Complete
The Reality:
Previous owner invested $3M+ in major systems: full HVAC replacement (all 160 units), roof repairs, exterior renovations.
Why It Matters:
You're not inheriting deferred maintenance bombs. The big, expensive surprises are off the table. Riverbend is a stabilized, turnkey asset.
Layer 3: Conservative Underwriting
The Reality:
Worth Commercial's business plan doesn't rely on heroic rent growth, speculative appreciation, or aggressive value-add assumptions.
Why It Matters:
The deal works even in flat or declining market conditions. Upside is bonus, not requirement.
Layer 4: Workforce Housing Demand
The Reality:
Riverbend serves essential workforce housing—affordable apartments for teachers, nurses, warehouse workers near major employers.
Why It Matters:
People always need affordable housing near their jobs. Demand is embedded, not speculative.
Download Full Risk Analysis
Frequently Asked Questions
How is this different from buying a REIT?
REITs are publicly traded securities that correlate with the stock market. Riverbend is direct ownership of a single property—private market real estate that behaves like real estate, not stocks. You get higher yields (9.5% vs. 3-4% for REITs), lower volatility, and direct exposure to a specific asset with transparent operations.
What does "tokenized" actually mean?
Your ownership stake is recorded on blockchain instead of traditional paper documents or spreadsheets. Think of it like owning shares of Apple, except instead of owning a piece of a tech company, you own a piece of an apartment building. The blockchain is just the record-keeping system—you still own real equity in a real property.
Do I need to understand blockchain or crypto to invest?
No. If you can use an app or website, you can invest in Riverbend. The platform handles all the blockchain infrastructure behind the scenes. You invest, receive distributions, and track performance just like any other online investment platform.
Can I sell my tokens if I need liquidity?
Real estate is inherently illiquid. Riverbend has a projected 5-year hold period, and you should expect to be locked in for that duration. While tokenization infrastructure may enable peer-to-peer transfers in the future, there's no guarantee of secondary market liquidity. Only invest capital you won't need for 5+ years.
What are the tax implications?
You'll receive a K-1 tax form annually reporting your share of income, deductions (including depreciation), and capital gains/losses. Real estate offers significant tax advantages through depreciation pass-through. Consult your tax advisor for guidance specific to your situation.
Who can invest in Riverbend?
This offering is limited to accredited investors under Regulation D 506(c). To qualify, you must meet one of these criteria: Income: $200K+ individually or $300K+ jointly (last 2 years), Net worth: $1M+ excluding primary residence, or Professional certifications (Series 7, 65, 82). You'll need to provide documentation to verify accreditation.
What are the biggest risks?
All real estate investing carries risk. Key risks include: market downturn (property value declines), operational underperformance, interest rate risk (refinancing at higher rates in Year 3), illiquidity, and concentration risk (single property, single market). However, Riverbend is structured with conservative acquisition price, experienced operator, and defensive positioning to mitigate these risks.
When do I receive distributions?
Distributions are typically made quarterly, subject to available cash flow after operating expenses and debt service. The first distribution is usually 3-6 months after closing to allow for property stabilization.
Your Path from Interest to Ownership: Simple, Transparent, Compliant
Complete Verification
Verify accredited investor status by providing tax returns, bank statements, or CPA letter. Takes 10-15 minutes.
Review Documents
Access the complete deal room including PPM, Operating Agreement, financial projections, and due diligence materials.
Schedule Consultation
Speak with our investment team to ask questions, review projections, and discuss risk factors.
Complete Subscription
Complete subscription agreement via e-signature, specify investment amount, and provide banking information.
Fund Investment
Transfer investment via ACH or wire. Upon receipt, ownership is recorded on blockchain and you're officially a Riverbend owner.
Own a Piece of Institutional-Grade Real Estate. Starting Today.
Join sophisticated investors who are building wealth through tokenized multifamily real estate—9.5% cash-on-cash returns, proven operators, and fractional accessibility.
